This is a unique calculator which explains how your delay in planning for retirement will cost you- in terms of the corpus earned as well as in terms of change in investment required to meet a set corpus. This calculator is a multiple scenario building and comparison calculator which uses input values like present age, age for proposed retirement, expected returns, investment made and delays (i.e. if not investing now, then when?) that one foresees. It further gives a graphical representation of how your corpus would get reduced or your investment requirement to meet the visualized corpus increase (in multiples of initial investment), in case there is a delay.

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The ability of an asset to generate earnings, which are then reinvested in order to generate their own earnings. In other words, compounding refers to generating earnings from previous earnings. With this calculator we try to explain the difference compounding has on earnings- one time when it is Re-Invested with a time when it is NOT Re-invested

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The number of times interest is calculated and added to the sum of the principal and any interest added during a particular period (nearly always one year). More frequent compounding results in a more rapid buildup of funds. With this calculator we try to explain the difference compounding frequency has on earnings with different types of frequencies- monthly, quarterly, semi-annual, annual.

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Adjusting the nominal return to compensate for factors such as inflation allows you to determine how much of your actual return is; this effectively means the Real return. With this calculator we try to explain the Nominal Returns under different scenarios of Inflation and Taxes with which they are adjusted to show Inflation Adjusted and Tax & Inflation Adjusted Returns through use of various scenarios of Return, Tax and Inflation Rate.

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This calculator helps you to calculate the Retirement Corpus that you would need when you retire. The calculator helps to calculate the Corpus required using two methods- Income Replacement Method and Expense Protection Method. The Calculator also advises you the investment required over the period to achieve your retirement corpus.

Income Replacement Method- This method looks at retirement income with focus on identifying the income that will be required by an individual to maintain the desired standard of living in retirement, as was maintained pre-retirement.

Expense Protection Method- This method looks at retirement income from the side of expenses. The focus is on identifying and estimating the expenses likely to be incurred in the retirement years and providing for it now.

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A Goal-based saving assessment calculator which gauges whether you are in right path of saving and investment. In case you are saving for a goal (eg. Retirement, buying a house/car etc.) this calculator would tell you whether you saving and investing enough and in case there is a shortfall in your savings, what that shortfall is.

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